1. Contest Details 

1. Definitions: 

2. “Prudential” means Prudential Assurance Company Singapore (Pte) Limited.

2. “Participant” means any individual who submits the redemption form.

1. “Event” means submitting the redemption form to redeem a promotion code.

2. “Event Period” means the period 20 September 2023 to 5 November 2023 (both dates inclusive)

3. “Promotion Code” means 1 x S$65 Tow Tow E-Voucher (expiry 31 December 2023)

2. Event Mechanics

The Event is open to all Participants who have submitted all details in the redemption form. 

All entries must be submitted to Prudential within the Event Period. Entries received after the Event period will be disqualified.

3. Promotion Code(s)

“Promotion Code(s)” means the following:

• S$65 Tow Tow E-Voucher, expiry date 31 December 2023

• Promotion Code only applicable with minimum spend of $255 

4. Event Participants

The first 80 Participants to fulfil the Event Mechanics will receive the Promotion Code. Each participant will be entitled to ONE (1) Promotion Code.

5. Promotion Code Redemption / Collection

Upon successful submission of the redemption form, Participant will receive a confirmation email with the unique Promotion Code provided within. If the Participants fail to redeem and utilize the Promotion Code by 31 December 2023, the Promotion Code will be deemed expired. There is no extension for Promotion Code expiry.

2. General Terms and Conditions  

1. By participating in the Event, each Participant is deemed to have accepted and agreed to be bound by these Terms and Conditions and any other instructions, terms and conditions that Prudential may issue from time to time.  

2. Prudential assumes no responsibility for incomplete, lost, late, damaged, illegible or misdirected forms or email communication, for technical hardware or software failures of any kind, lost or unavailable network connections, or failed incomplete, garbled or delayed electronic transmission which may limit a Participant’s ability to participate in the Event.  

3. Prudential will endeavour to hold the Event on and at the advertised date, time and venue and by the mode (manually or electronically) as advertised, but reserves the right, in its sole and absolute discretion, to conduct the Event by another mode in such circumstances as Prudential may deem appropriate. 

4. Prudential has the sole and absolute discretion to exclude any Participants from participating in the Event without any obligation to furnish notice and/or reason. 

5. Prudential reserves the right to disqualify or disregard any Participant who does not comply with the Terms and Conditions. 

6. Prudential may at its discretion forfeit the promotion codes, or, if already awarded, reclaim the promotion code at the expense of the Participant without payment, compensation, or having to give any reason whatsoever in the event Prudential subsequently discovers that the Participant is not eligible to participate in the Event and/or to receive the Event.   

7. Promotion codes are subject to availability, on a first come first served basis.  Prudential reserves the right to replace the promotion codes with items of similar value at any time without prior notice. 

8. Prudential shall not be liable for any loss of, damage to, defects, delay, mis-delivery or non-delivery of the goods. 

9. Prudential reserves the right to deal with any unclaimed promotion codes in any manner it deems fit.  Prudential reserves the right to request for the Participants’ proof of eligibility, identity and/or otherwise for the purposes of verifying the Participants’ claim to the goods at the time of goods collection.  Prudential is under no obligation whatsoever to disclose the identity of the Participants or to publish the same for any reason at any point of time. 

10. The promotion code is not exchangeable for cash, credit or any other items of equivalent value.  The validity period of the promotion code is non-extendable.  Prudential will be under no obligation to replace or pay to Participants the value of any promotion codes that are not utilised by the Participants before the end of the validity period as may be stipulated by Prudential and/or relevant merchants.  

11. The Event is not valid in conjunction with other promotions carried out by Prudential. 

12. By participating in this Event, each Participant agrees and consents under the Personal Data Protection Act (Cap 26 of 2012) to the collection, use and disclosure of any and all personal data of the Participant by/to Prudential, advertising and promotional agencies of the Event and such other third party, in Prudential’s absolute discretion, consider appropriate or necessary in connection with the Event and redemption of promotion code. 

13. If a Participant provides Prudential with personal data of any third party, that Participant hereby: 

1. Agrees on behalf of that third party to be bound by the Terms and Conditions contained herein; and  

2. Consents on behalf of that third party, to Prudential’s collection, use, disclosure and processing of his/her personal data in accordance with the Terms and Conditions contained herein.  

The Participant warrants that he/she has obtained the said third party’s prior consent to such collection, use, disclosure and processing of his/her personal data by Prudential and that the personal data that the Participant provides to Prudential is true, accurate and complete.  

14. Prudential shall not be liable for any third party’s misuse of the Participant’s submitted information and photograph as a result of the Participant taking part in the Event.  

15. Unless prohibited by law, participation in the Event constitutes permission for Prudential, its advertising and promotional agencies to use any of the Participant’s names, and/or likeness for advertising and promotional purposes.  Each Participant further agrees and acknowledges that the copyright and all other intellectual property rights in and to all photographs or audio-video or other recordings of the Participant taken or made in connection with the Event shall vest solely and absolutely in Prudential without any compensation to the Participant. 

16. Prudential may at any time at its absolute discretion, without prior notice or assigning any reason thereof or being liable to any person, (i) suspend, cancel or terminate the Event, or (ii) delete, vary, supplement, amend, modify any one or more of the terms and conditions of the Promotion.  Prudential’s determination of all matters in connection with the Event and the promotion code shall be final, binding and conclusive.  Prudential is not obliged to give any reason or prior notice on any matter concerning the Event or the promotion code.  No appeal, correspondence or claims will be entertained.  Prudential has the right and discretion to determine whether a party has met the requirements of the Event and/or to receive the promotion code. Participants shall not be entitled to any damages or compensation whatsoever or howsoever arising as a result of such amendment, suspension or termination. 

17. By participating in the Event, all Participants agree and undertake to, at all times, indemnify, keep indemnified, and hold Prudential, its employees and agents harmless against all losses (including direct, indirect, incidental and/or consequential losses), damages (including general, special, and/or punitive damages), demands, injuries (other than personal injury caused by Prudential’s negligence), claims, costs, penalties, interest and fees (including all legal fees as between solicitor and client or otherwise on a full indemnity basis whether or not incurred in respect  of any real, anticipated, or threatened legal proceedings), howsoever caused by, arising or resulting from, whether directly or indirectly, their participation in the Event, acceptance or usage of any promotion code, and/or any breach or purported breach of these Terms and Conditions and/or any applicable law.  

18. Prudential makes no warranty or representation as to the quality, merchantability or fitness for purpose of the merchants’ goods and services in respect of the promotion code.  Any dispute about the same must be resolved directly with the merchant.  Merchant terms and conditions apply.  

19. In the event of any inconsistency or discrepancy between the Terms and Conditions and the contents of any brochure, marketing and/or promotional materials relating to the Event, these Terms and Conditions shall prevail.  

20. Any trademarks, graphic symbols, logos or intellectual property contained in any materials used in connection with this Event, in particular the promotion code, are the property of their respective owners.  Prudential is not affiliated with, or endorsed or sponsored by, such owners and their relevant affiliates.   

21. Failure by Prudential to exercise any of its right or remedy under these Terms and Conditions does not constitute a waiver of that right or remedy.   

22. The Terms and Conditions shall be governed by Singapore law and the Participants agree to submit to the exclusive jurisdiction of the courts of Singapore.  

1. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Right of Third Parties) Act (Cap 53B) to enforce any of these terms and conditions.